Verge.Capital

How to own your credit score within EU


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The experience that most of us had so far, regarding credit scoring services, referred to banking executives with arms crossed on their chests, sitting at the other side of the table, stating the non negotiable terms on which the institution they represent could finance us. Or, if we are lucky, we can get the chance […]

Fintech Industry paving the way towards Financial Inclusion


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A Solution for Inclusion.. I was always of the opinion that every single one of us should try to make a difference with whatever means available. Give back to your community, help your neighbor and progress is inevitable via a win win model. We are well aware of the way that our society is built […]

How PSD2 enables financial inclusion and powers financial expansion


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One of the core principles of European Union, that of European Single Market, revolves around free movement of goods, capital, services, and labour. In contrast to that, 58 million EU citizens over the age of 15, or about the 11.5% of the total EU population, do not have access to a payment account. At the […]

Banking disrupted: It was about time :)


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“Banking is necessary, Banks are not.” Bill Gates PSD2 regulation is an update to notice in our reality. The lawmaker of PSD and its update, PSD2, envision a decentralized banking system, where banking institutions would not be the star, necessarily. The regulators clearly state that PSD2 scope involves opening up payment markets to new entrants […]