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Verge.Capital

Credit score re-invented. Driving fair access to credit.

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Always by your side

Are you applying for your first credit card or loan?

Are you moving to a new European country?

Do you want to expand your credit?

Do you want to re-negotiate your credit?

We are here to help you!

We can assist you

You just fill in a short questionnaire.

Verge.Capital gathers financial information you provide and calculates your credit score, instantly.

Your credit application has just been upgraded!

We believe in fair access to credit!

What's so special about us

AI and machine learning make your credit score dynamic and more accurate.

Our credit score evolves with you.

Take your credit score wherever within EU.

Your credit score and report are free, forever!

We love working to make you irresistible!

We value your privacy

We have built our service with security at its core.

We enforce banking level security and encryption.

We never share your details with anyone.

We take your security and privacy very seriously!

"He who lives by the crystal ball will eat shattered glass"Ray Dalio

How Verge.Capital works

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Connect your accounts

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Get your Verge.Capital score

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Enjoy financial wellbeing

Your data belongs to you and it is time you use them to your advantage. Verge.Capital’s technology lets you use your own data when applying for financial products. You submit your data and we create a multidimensional credit score based on your input. We draw a complete picture of your credit profile and you are free to use it as you wish.

It is time to take advantage of your financial situation!


Using Verge.Capital is super easy and will always be free:

  1. Sign up and answer a few questions so as for us to get to know you.
  2. Securely link your accounts. It is as simple as signing in to your online banking and can be done in a matter of minutes. We have secure direct connections with Europe's largest financial institutions.
  3. Your Verge.Capital score is ready!
  4. Get a better deal by using your own data when applying for financial products and services.

Verge.Capital credit reports enable you to understand your financial position and give you the chance to take corrective actions, if necessary. We also assist you to understand how to boost your chances for a financial product.

Verge.Capital is the new way to demonstrate creditworthiness driven by real, up-to-date financial data provided directly by you.

What's in it for you

With Verge.Capital’s credit score you get numerous benefits that empower your access to financial services all over Europe and improve your financial wellbeing.

Verge.Capital app

About Verge.Capital

Verge.Capital is a fintech business focusing on developing a pan-European credit score platform. Our vision is to drive fair access to credit for all our fellow-citizens.

Our credit score platform is based on Open Banking, the outcome of European Union’s updated Payment Service Directive (PSD2), which enables consumers to utilize banking data in their favor.

The combination of uniform data from all over EU, our credit risk expertise and machine learning credit models allow us to provide fair credit assessment and a credit score that you can take with you throughout EU. How cool is that?!

Sign up to our waiting list

Sign up to our waiting list and be the first to get notified when we first launch!

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