Credit scoring re-invented.Enabling fair access to credit.



Are you applying for your first credit card or loan?
Are you moving to a new European country?
Do you want to expand your credit?
Do you want to re-negotiate your credit?

...we are here to help you!


You just fill in a short questionnaire.

Verge.Capital gathers financial information you provide and calculates your credit score, instantly.
Your credit application has just been upgraded!

We believe in fair access to credit!


AI and machine learning make your credit score dynamic and more accurate.
Our credit score evolves with you.
Take your credit score wherever within EU.
Your credit score and report are free, forever!

We love working to make you irresistible!


We have built our service with security at its core.
We enforce banking level security and encryption.
We never share your details with anyone.

We take your security and privacy very seriously!

How Verge.Capital works

Verge.Capital credit reports enable you to understand your financial position and give you the chance to take corrective actions, if necessary. We also assist you to understand how to boost your chances for a financial product.

Verge.Capital is the new way to demonstrate credit worthiness driven by real, up-to-date financial data provided directly by you.

Using Verge.Capital is super easy and will always be free!

Create account

Sign up and answer a few questions to get to know you.

Securely link your accounts

It is as simple as signing in to your online banking and can be done in a matter of minutes. We have secure direct connections with Europe's largest financial institutions.

Get your score

Your Verge.Capital score is ready by using artificial intelligence and machine learning.

Enjoy financial wellbeing

Get a better deal by using your own data when applying for financial products and services.

It is time to take advantage of your financial situation!

Your data belongs to you and it is time you use them to your advantage. Verge.Capital technology lets you use your own data when applying for financial products. You submit your data and we create a multidimensional credit score based on your input. We draw a complete picture of your credit profile and you are free to use it as you wish.

What's in it for you

With Verge.Capital’s credit score you get numerous benefits that empower your access to financial services all over Europe and improve your financial wellbeing.

  • The ability to carry your credit score wherever within EU countries
  • The ability to take corrective actions on your credit score
  • Credit health check
  • Access to credit products from all over EU
  • Increased financial inclusion
  • Empower your credit application

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